Compliance To demonstrate compliance with the "Joint Marketing Agreement" provisions in the Title V consumer privacy rules of the Gramm-Leach-Bliley Act (GLB) and related implementing regulations, and therefore qualify for the opt out exceptions in the GLB, the following is a confirmation and clarification of the Agreement between VirtuoCard and Arizona State University Alumni Association (hereinafter named "Association.") VirtuoCard acknowledges that all information and documents disclosed, directly or indirectly, by the Association to VirtuoCard as part of this joint marketing arrangement between VirtuoCard and the Association are valuable assets of, and proprietary to, the Association. VirtuoCard also acknowledges that the Association has a responsibility to its customers and other consumers to limit the sharing of "nonpublic personal information" (as defined by the GLB Privacy Rules) relating to such customers and consumers (collectively "Nonpublic Personal Information") and otherwise to keep the Association's records and information confidential and proprietary. Therefore, VirtuoCard agrees not to disclose, either directly or indirectly, to any person, firm or corporation any Nonpublic Personal Information provided by the Association to VirtuoCard other than (1) to a service processing provider or mailhouse to carry out the marketing purposes contemplated by this Agreement and with which VirtuoCard has an agreement binding such servicer or mailhouse to the confidentiality provisions herein and for which VirtuoCard bears total responsibility; (2) as required by law; (3) as authorized by both Section 502(b)(2) and 502(c) of the GLB Act and implementing regulations thereto. VirtuoCard also agrees not to disclose, either directly or indirectly, to any person, firm or corporation information of any kind, nature or description concerning matters relating to the business of the Association other than to carry out the marketing purposes defined in this Agreement. Any information obtained by VirtuoCard from the Association as Nonpublic Personal Information shall be deemed to relate solely to Association's customers, and no such customers shall be deemed to be or become by use of such information VC's customers, except (a) for persons who execute an application for or who otherwise purchase products and services from VirtuoCard (b) as required by law: (c) or for persons who would be considered VirtuoCard's "customers" as that term is defined by the GLB Privacy Rules. VirtuoCard shall hold the Association harmless with respect to VirtuoCard's use or disclosure of Non public Personal Information obtained by VirtuoCard from the Association for purposes other than to carry out the marketing purposes contemplated by this Agreement; provided, however, that VirtuoCard's obligation to hold the Association harmless as provided in this sentence shall not apply if the Association's loss or other liability arises as a result of the Association providing inadequate or otherwise improper disclosures to customers or consumers of the Association. The Relationship of Arizona State University Alumni Association and VirtuoCard is strictly limited to entering into an agreement with VirtuoCard to conduct this program. Disclaimers VirtuoCard is an Internet Web site only and does not control, produce, sell or operate any of the products that are shown in the website virtuocard.com. As such VirtuoCard, its parent company Hospitality Sales and Management Associates of Cape Cod (HS&MA), or its sister companies Annolas Market Research and Hospitality Tours or any other companies of HS&MA are not responsible for the performance of any of the vendors whose products are offered in this site. The Association is not the Tour Operator. The Association is not responsible for changes of flight times, fare changes, dishonor of airline, hotel or car/rental reservations, delays, losses, injuries, inconveniences, cessation of operations, airline or tour operator bankruptcies, acts of God, or any other event beyond our control. The Association acts only as agent for the participants with respect to travel services, and it shall not be responsible for changes of flight times, fare changes, dishonor of airline, hotel or other reservations, injury, damage, loss of baggage, accidents or for the acts or defaults of any person or entity engaged in conveying participants or in carrying out other arrangements of the tour. Further, the Association shall not be responsible for losses or additional expenses of the participant due to sickness, weather, strike, civil unrest, acts of terrorism, quarantine, acts of God, or other causes beyond its control. The Association shall not be responsible for alteration in an itinerary as deemed necessary for carrying out the travel service(s) purchased and the right is reserved to substitute hotels of similar quality. The right is further reserved to cancel any tour or travel-related component prior to departure; in which case the entire payment may be refunded without further obligation on its part. No refund will be made for the unused portion of any tour. Applicants for participation on an individual tour and/or those who purchase itemized travel- related components (air arrangements, hotel/ship/river vessel/train accommodations, sightseeing, and pre- and/or post-tour packages) accept in full all of the conditions set forth above.